Do You Need Help With Your Insurance After a Loss?
We help both residential and commercial policyholders assert their rights after suffering a loss to their property. We can assist determine coverage, file claims,and even litigate if necessary.
Schedule a Free Consultation so our team can assist you with obtaining a fair settlement.
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Phoenix Insurance Claim Lawyers
All too often, insurance policyholders are paid unacceptable amounts for claims after years of dutifully paying premiums. Here at AVID Claims, we think that is unacceptable. We believe that policyholder have a right to be fully put back in pre-loss condition.
At AVID Claims, we advocate on your behalf to maximize your insurance claim. We apply legal pressure to ensure you are not underpaid and that the insurance company offers an adequate settlement to cover the damage to your property. Our firm represents both residential and commercial insurance policyholders in Phoenix and throughout Arizona.
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The Insurance Claim Process
Insurance companies make profit by collecting premiums while paying out the lowest amount possible on claims. This is a calculated and precise process. The average consumer or businessperson is not well-versed in the tactics and methods used to limit claims or how to navigate the insurance company’s minefields. At AVID Claims, we will walk you through the process and advise you every step of the way.
The claims process begins when you call your insurance company to report the loss. Not only is timing important as to when the loss is reported, but each and every word you use when calling in a claim will be scrutinized. The questions that will be asked of you are, in large part, designed to trap you in making potential admissions that may be detrimental to your case. Then, an inspection and interview will occur that may trigger responses that will give the insurance company grounds for denying or limiting your claim.
It is critically important that you speak with an attorney before giving the insurance company an official statement – in fact, we would even go as far as to recommend calling us before making a claim so we can ensure coverage exists and ensure the claim is filed correctly and not misclassified in a way that could harm your coverage.
If you have already been trapped into responses that might limit your claim, don’t worry- we are still prepared to analyze your loss and advocate on your behalf.
Why Use AVID Claims?
Common Insurance Claims in Arizona
Residential Property Damage
All too often, homeowners’ property damage insurance claims are improperly denied or homeowners are paid unacceptable amounts for their claims. At AVID Claims, we aggressively represent homeowners to right that wrong.
No Attorneys’ Fees Unless You Get Compensation
We handle insurance claim cases on a contingency fee basis, which means we do not accept attorneys’ fees up front; we don’t require you to pay in advance for experts required for these losses; and we do not accept payment unless and until you receive a check from the insurance company.
Commercial/Business Property Damage
Commercial Property Insurance Claims Handled On Contingency Fee Basis
A disaster has befallen your business or commercial property, preventing you from making money. Your insurance company investigated and either denied your insurance claim, underpaid it, or improperly applied a co-insurance penalty. What should you do?
The sooner AVID Claims can get involved in your insurance claim, the sooner we can start protecting your rights and interests. If your claim has been denied or underpaid, know that it is not too late. We represent businesses and commercial property owners in Phoenix and throughout the East Valley.
Windstorm and Monsoon Claims
Windstorm and hurricane damage can take a huge financial and emotional toll. Turning to your insurance company for assistance after your loss should not contribute to your suffering. We handle insurance claim cases on a contingency fee basis, meaning we collect no attorneys’ fees until the insurance company pays you.
If your insurance company has denied your windstorm and/or monsoon insurance claim, underpaid the claim, or improperly applied limitations/exclusions (alleged pre-existing damage; water versus wind; or long-term neglect and others), AVID Claims can help.
Water Damage Claims
Has your Arizona home or business sustained water damage? Did the insurance company deny or underpay your insurance claim? If so, we can help. We handle water damage insurance claims on a contingency fee basis. That means we do not accept attorneys’ fees unless and until you receive a check from the insurance company.
While the cause and extent of the water damage may be clear to you, the insurance company may disagree or simply deny the facts. This is not uncommon. Insurance companies often improperly apply limitations and exclusions, such as alleged pre-existing damage, long-term leakage or seepage, mold, deterioration, neglect, and others.
We handle water damage claims involving a wide variety of scenarios, including:
- Burst pipes
- Broken shower diverters or shower pans
- Overflowing water from toilets or appliances
- Drains from backups or clogs
- Rain Damages
Fire Insurance Claims
For policyholders, fire insurance claims can be extremely frustrating — if not simply devastating. If your insurance company has denied your fire damage claim, underpaid the claim, or improperly applied limitations/exclusions, AVID Claims can help. We represent policyholders in Maricopa County and throughout Arizona.
Diminished Value Claims
If your owned or financed vehicle was involved in an accident with an at-fault driver, the at-fault driver’s insurance should pay to repair your vehicle. However, your vehicle, if a newer model, will be worth far less than it was prior to the accident. This is called diminished value, and you are entitled to monies for this loss in addition to the repair work.
When a car sustains damages in a motor vehicle accident, the insurance company will do whatever it can to limit the amount it has to pay to the vehicle’s owner. Many people are unaware of the insurers’ responsibility to make car owners whole by compensating them for their car’s diminution in value associated with the accident. Because the car was wrecked and repaired, it has lost market value, and a potential buyer will want to pay less for the car since it now has an accident history. The loss in the vehicle’s market value is known as “diminished value,” and insurance companies routinely try to deny responsibility when owners submit a diminished value claim.
If a consumer is involved in an accident, the experienced diminished value lawyers at AVID Claims may be able to help the consumer pursue a diminished value and loss of use claim against the at-fault party’s insurance company. Additionally, our firm can help auto body repair shops, car dealerships, leasing companies and other auto businesses dramatically increase their revenues by incorporating diminished value strategies into their existing business operations.
Free Resources for Policyholders
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Call AVID Claims at 480-805-5636 for a free initial consultation.
Contact Us For A Free Consultation
If you want assistance with your insurance claim, We would be honored to put our experience, skill and integrity to work for you! To learn more, please contact our Chandler law office today for your free initial consultation.
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